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Who can apply?

To qualify for a Home Choice Loan applicants must:

  • be a first time buyer (some exceptions may apply );
  • earn over €35,000 as a single applicant and over €45,000 combined income as joint applicants;
  • be in continuous employment for a minimum of one year; If self-employed be able to submit two years certified accounts;
  • provide evidence via a broker that they could not obtain sufficient finance from two banks or building societies.

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE - IF YOU DON'T KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME. THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.