How does it work?
To find out if you are eiligible, or to apply for a Home Choice Loan visit an authorised mortgage broker.
Complete an application form with your broker. Your broker will submit the application form for assessment.
Your application form will be assessed by the Home Choice Loan central processing unit and your broker will be advised of the decision.
Applications are assessed by the Home Choice Loan central process unit. Mortgages are then issued by four designated local authorities; Galway County Council, Kilkenny County Council, Cork City Council and Dublin City Council. The four designated local authorities provide the loan on behalf of all remaining local authorities as shown in the table below.
| CORK CITY COUNCIL |
DUBLIN CITY COUNCIL |
GALWAY CO. COUNCIL |
KILKENNY CO.COUNCIL |
| Clare |
Louth |
Galway |
Kilkenny |
| Cork |
Meath |
Mayo |
Longford |
| Kerry |
Fingal |
Roscommon |
Westmeath |
| Limerick |
Dublin City |
Leitrim |
Offaly |
| Tipperary |
Dún Laoghaire Rathdown |
Cavan |
Laois |
| Waterford |
South Dublin |
Monaghan |
Carlow |
| |
Kildare |
Sligo |
Wexford |
| |
Wicklow |
Donegal |
|
Example; For an applicant buying a house in Newbridge, Co. Kildare their Home Choice Loan will be administered by Dublin City Council.
The brochure below provides product information and a step-by-step guide for buyers wishing to apply for a Home Choice Loan.