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Home Choice Loan

Is a Government backed mortgage for First Time Buyers.

Home Choice Loan is now available through authorised mortgage brokers.

Home Choice Loan is a mortgage for First Time Buyers and is provided nationwide by four designated Local Authorities.

First time buyers can apply for a Home Choice Loan to purchase a new or second hand property or build their own home.

Home Choice Loan provides up to 92% of the market value of a property purchased. The maximum loan amount is €285,000.  The loan is a normal Capital and interest bearing mortgage  which is repaid on a monthly basis. 

Home Choice Loan offers one variable interest rate. The rate is currently set at 3.25%  variable.  APR 3.30%.   

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE - IF YOU DON'T KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME. THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.